Baccarat includes different roles for banker and player. Fixed drawing rules determine Punto Banco. Other forms include personal drawing decisions or a player taking the bank. These differences matter more than table size.
In this guide
Punto Banco and mini baccarat
Punto Banco uses two hands governed by fixed procedures. Mini baccarat primarily changes table format and card handling, not automatically card values or the objective. Still read its commission and pay table separately; “mini” does not imply a particular better payout.
Further reading: New Jersey DGE: Rules of the Games, Baccarat / Caribbean Stud
Chemin de fer and baccarat banque
Ethier and Lee distinguish earlier baccarat banque with a banker and two player hands from chemin de fer with a banker and one player hand. Drawing decisions are strategic here, unlike automatic Punto Banco. Establish banking, choices and commission under the particular named rules.
Further reading: Ethier & Lee: The evolution of the game of baccarat (2015 revision)
No commission is not a complete rule
Removing commission may introduce a different payout restriction. Our banker-7 setting returns the Banker stake on a winning three-card seven. That is not the same as a half-pay rule on a Banker six. These editions cannot share one pay table or one quoted house-edge figure.
Two settlements of the same hand
Original exercise: you place ten hypothetical units on Banker. Banker wins with three cards totalling seven. At five percent commission, the total return is 19.5: ten stake plus 9.5 profit. Under our banker-7 rule, only ten returns. “Banker wins” is the same outcome, but settlement differs.
What is explained and what is playable
Our browser edition offers the Punto Banco settings documented in the rules guide. Chemin de fer and baccarat banque are editorial comparisons, not selectable modes. Other physical or digital editions require their complete table rules, including side bets and rounding.